Starting Your Business

What is My Financial Wall™?

A simple system of transferring where you buy your everyday products. Instead of purchasing things like detergent from the grocer, coffee from the national chain, vitamins and supplements from the health food store or make-up from the drugstore or beauty counter, you purchase it from a single source that we call “your store.”

 

What If I Don’t Like The Products As Much as My Regular Brands?

No problem there. All the products you can choose from come with a money-back guarantee. Each of them promises to be at least equal to the quality you are used to. What is more likely to happen though is you will see they are far superior in quality than what you’re used to, you won’t ever want to switch back to your old inferior brands. There are thousands of SKUs to choose from.

 

How Much Does It Cost To Get Started?

That’s the great thing about My Financial Wall™. You are already spending money on products every month. You simply
shift part of what you’re already spending to “your store” and you get started. You may also be required to pay a small
administration fee, usually $30 US to set up your account and $49 to renew yearly.

My Financial Wall™ is $19.97 a month featuring webinars Monday through Friday, Saturday comprehensive zoom trainings, and the whole duplication system.

 

How Do I Get Started?

You simply watch a couple short videos and decide if it is something you want to try.

 

What is Youngevity?

Youngevity is a nutraceutical company that promotes good health and well being through vitamins, minerals, sports drinks,
skincare, diet supplements, essential oils, lotions, mineral makeup and pet products to name just a few of thousands of products. Their products are unsurpassed in quality and have enhanced the health and quality of life of thousands of people. In many cases, they can help you make you and your family look and feel healthier.

 

How is Youngevity different?

Unlike other companies, Youngevity allows My Financial Wall™ to build and receive compensation using a TRINARY™ system. Unlike a traditional binary matrix, a TRINARY™ matrix allows you to get paid on all legs of your team even if they are not growing at the same rate. If one leg of your team is growing faster than another you still get receive compensation on the extra growth. With a traditional binary, you only get paid on legs that are balanced on both sides.

 

Is There a Cost or Inventory Investment

The fee you are required to pay upon sign-up as an Associate is $30. You will receive an informational kit in the mail, which will supply you with the Youngevity(R) catalog, price list, sample products, an informational DVD, and pertinent information.

 

The Youngevity Mission

Youngevity’s goal is to help people with their health. Founder, Dr. Joel Wallach, author of Dead Doctors Don’t Lie, has been involved in biomedical research for over 40 years with an emphasis on nutritional support for the unborn. Dr. Wallach and Youngevity assembled a team of Scientific Advisers comprised of experts in their field to further the goal of better worldwide wellness through improved nutrition and supplementation.

 

How much money will I make as a My Financial Wall™ Member?

That is completely up to you. Because you are working for yourself, you set your own time to invest. We will help you by
providing you with networking materials, networking ideas, samples, and unlimited instruction. If you are looking for a
“get rich quick” position, this is not for you. But if you have the time to invest, even a little time, you can build your own
home-based business.

 

How am I trained?

As a member of My Financial Wall™, Sandy will personally train you. Youngevity will provide brochures, dvd’s/videos/cd’s/tapes, training sessions, and unlimited consultation. We are here to educate you on the importance of taking charge of your own health. In turn, you will help those you care about take better care of their health, and together we will spread this worldwide. You make money in the process by creating a down-line.

 

Why should I sign up?

Because you have a passion for helping people improve the quality of their lives. Because you feel good about the products
you are endorsing. Associates also have a financial pay-back bonus that can make them financially free! Because you are
interested in owning your own home-based business that only costs $25. Because you want your products at wholesale prices.
Because you understand the value of what you have learned about this opportunity.

 

How do I get paid?
See: compensation plan

 

What is auto-ship?

When you sign up as an associate you will see an auto-ship option. Click NO, you will want to sign up for auto-ship later.
Auto-ship is used to automatically send you products that you will be needing every month. We use auto-ship for items that
we know that we will be low on and don’t want to have to keep reordering every month. You are not locked into any
obligation with auto-ship. You can change your auto-ship order every 17 seconds. You can adjust what you want with every
order. Always keep at least one item in your auto-ship order so you are not dropped from the ordering system.

Your 20% quick start bonus is based on first auto-ship orders only. The biggest advantage to auto-ship is that you will
receive your orders with no shipping or handling charges ever applied.

 

Do I have to be on auto-ship or have 50 bv to qualify?

Yes, in order to be on the compensation plan you must have a minimum of $50 in BV as an auto-ship order to qualify as an
active associate.

 

Does this involve “door-to-door” sales?
Absolutely not! There are many ways you can market these products. We will be happy to share those ideas with you. Word
of mouth is by far the best way these products are marketed, and once you are on the products yourself, you will see how self-
promoting they really are. If you are able to hand someone a tape or CD and ask them to listen to it,
then you have what it takes to be successful.

 

What will I be doing?

You will be joining a growing crusade interested in greatly improving health and wellness! As much time as you can invest,
however you feel comfortable in promoting the products, is completely up-to-you. The limits are endless. Your overall goal
is only to find three people with the same motivation and drive you have. That’s all you will need to do. All orders are placed
on the Internet directly; you are never required to make order or service calls. Each customer becomes their own direct
distributor and you get the profit on each order.

 

What are the 90 Essential Nutrients?
60 Minerals, 16 Vitamins, 12 Amino Acids, 3 Fatty Acids, (Omegas) (Omega 3 & 6 are essential – 9 is not)

 

Essential Nutrients

In addition to supplying energy and raw materials for metabolism, a human diet must also supply certain substances in a
pre-assembled form. Nutrients a human requires but cannot make are called ‘Essential Nutrients’. Missing just one of these
Essential Nutrients puts the body into a state of being malnourished.

 

Essential Minerals

As with vitamins, mineral requirements vary. Humans as well as other vertebrates require relatively large quantities of
Calcium and Phosphorus for the construction and maintenance of bone. Calcium is also necessary for the normal
functioning of nerves and muscles and Phosphorus is also a necessary component of ATP and Nucleic Acids.

Vitamins are organic molecules that often serve as co-enzymes or parts of co-enzymes and therefore have catalytic functions.
Vitamins are required in relatively small amounts compared to Amino Acids, Proteins and Essential Fatty Acids but are
absolutely essential in a healthful diet. Deficiencies can cause severe syndromes.

Vitamins are grouped into 2 compounds: Water-Soluble Vitamins and Fat-Soluble Vitamins. Water-Soluble Vitamins include
the B complex, which consists of many compounds that generally function as co-enzymes in key metabolic roles. Vitamins C,
also known as Ascorbic Acid, is another example of a Water-Soluble Vitamin. Ascorbic Acid is required for the production
of connective tissue. Excess Water-Soluble Vitamins are generally excreted with urine and overdoses of plant derived
products are generally thought to be harmless.

The Fat-Soluble Vitamins are A, D, E, and K. Vitamin A is incorporated into visual pigments of the eye. Vitamin D aids in
Calcium absorption and bone formation. Vitamin E is an antioxidant and it seems to play a key role in protecting the
phospholipids in the cell membranes from oxidation. Vitamin K is required in blood clotting. Fat-Soluble Vitamins are
stored in the body so intakes should be monitored more closely.

 

Essential Amino Acids

There are 20 Amino Acids required to make proteins, some can be created by the body while others cannot be, these are
known as Essential Amino Acids. Eight to nine are essential for humans ( nine for infants). It is important to note that while
eight Amino Acids are considered Essential Amino Acids, all 20 are needed by the human body. When the human body is
deficient in one or more of the Essential Amino Acids the result is a form of malnutrition known as ‘Protein Deficiency’.

 

Essential Fatty Acids

Essential Fatty Acids are lipids that must be in the diet in a prefabricated form and that cannot be created by the body.
These Essential Fatty Acids are required to make some of the phospholipids found in the membranes required by the body in
relatively large amounts compared to Vitamins.

There are many more roles of Vitamins and Minerals in the body and many more nutrients are beneficial than are listed
here. This is just a small sample of the roles of Vitamins, Minerals, Amino Acids and Essential Fatty Acids.

 

What is a Chelated?

Chelation is the key to absorbable minerals. In the Chelation process be it either in the lab or in nature itself, a metallic
mineral is “chelated” or combined with an amino acid. The amino acid actually surrounds the metallic mineral like a claw
and thereby helps to solubilize it, making the “mineral chelate” more bioavailable or useful to the body. Chelated minerals
are about 40% more efficient in regards to absorption and assimilation into the body then metallic minerals.

 

What is a Colloidal Vitamin and Mineral?

A colloidal particle is one that occurs in nature in a colloid state. That is, they are minute particles that either are or can be
easily dispersed in a medium such as water. In that they are made up of such small particles, there is a major increase in
surface area giving them greater exposure to the liquid or solvent they are to be distributed or suspended in. This results in
increased solubility, bioavailability, absorption, and usefulness to the body.

 

Will I be employed by My Financial Wall™ or Youngevity?

No, you will be self-employed and enjoy the freedom and tax benefits that go with that.

 

Do I have to track down customers to get paid?

No, your check comes directly from Youngevity(R) on the 15th of each month.

Do I have to have a computer?

To use the My Financial Wall™ system, and leverage the power of Youngevity, you must have acess to a computer, or an equivalent electronic device.

 

What is usable as a mailing address?
You can use your home or business address as well as a P. O. Box with no restrictions on deliveries.

 

What is Senate Document 264?
Senate Document 264 is the document issued in 1936 that states that all of the soils in the United States are
depleted of minerals.

Can you take to much of the Vitamins and Minerals?

No, our vitamins and minerals are known as food grade and are over 90% absorbable. You could take both products all day
long with no build up of vitamins or minerals in your system. There is no danger of overdosing on our products and except
for occasional diarrhea from over use, there are never any harmful effects.

 

Could I get stuck with products that customers order then don’t want?

No, Youngevity(R) offers a 30 day money back guarantee. Your associates will order products from the web site or from you
(if they don’t have a computer) and the products are delivered to their homes.

Is there an age limit to join?

All associates are required to be 18 years of age. A credit card is required to order products online. Associates that don’t
have credit cards can pay us with cash or check to join but will need a credit card when ordering their $100 bv to qualify.

 

Why am I Asked for My Social Security Number?

As a requirement for purchasing products at wholesale prices and the ability of your personal or business volume qualifying
members for rebates and compensation. The IRS requires Youngevity(R) to have your social security number or tax ID
number on file for tax purposes. Your personal information is kept confidential and is only used for that purpose.

 

What tax forms will I receive from Youngevity(R)?

You are considered an independent associate which is the same as a contracted employee and you will receive a 1099 tax
form each year. Keep tract of all of your business expenses so you can deduct them. Ask your tax preparer for more
information about itemizing.

 

What is so special about Plant-derived minerals?

Plant-derived colloidal minerals provide the best of all forms of minerals not only because of the increase in solubility but
also because they are associated with natural plant tissue. This gives them all the advantages of chelated and metallic
minerals so small that they can pass through a cell membrane and be metabolized at an extremely high rate.

 

The Minerals are Advertised as Plant Derived From Prehistoric Plants. What Does This Mean?

All of our minerals come from plants that were once part of an ancient forest. The forest formed a layer of peat that has
never petrified. The minerals are harvested from an open pit in Utah and extracted by a pure water filtration process
developed by Coors company. The minerals are then bottled by Youngevity(R) and distributed by you.
Click Here For More Information on the Rockland Mine.

 

What is a Double Blind Study?

In a randomized double-blind, placebo-controlled trial of a medical treatment, some of the participants are given the
treatment, others are given fake treatment (placebo), and neither the researchers nor the participants know which is which
until the study ends (they are thus both “blind”). The assignment of participants to treatment or placebo is done randomly,
perhaps by flipping a coin (hence, “randomized”).

 

How long will it take me to become successful?
It depends, are you ready to be a Marketing Director and get on the fast track with MY FINANCIAL WALL™?